Although it is not a requirement to take out Landlord insurance, we at B2B Property highly recommend it for peace of mind. Enquire with your current insurer to see whether they cover Landlord insurance and how comprehensive their product is. It protects you in the event of a tenant not paying rent, damage to the property and also includes public liability and limited cover for contents. (Curtains and floor coverings fall under Contents).
In the event that you do not have a preferred insurer, B2B Property can assist with any questions you might have.